Why defer your asset investment? - Use finance to enable immediate capital spend.
At a time when Capital Budgets are often constrained both in the Public and Private sectors, telent has recognised that flexible and innovative financing solutions can help our customers to invest in the technology that they need to operate at optimum efficiency .
We have therefore partnered with finance providers to provide a full range of solutions. Our approach is to engage early with customers to understand your exact requirements and then work collaboratively with you and our finance partners to find a financing option that best meets those requirements.
Spend to save
Investing in technology upgrades can often lead to operational efficiency and cost saving opportunities. The business case for investment can be compelling but if no capital exists to fund the necessary up-front investment, the opportunity to realise such efficiencies may be lost. Financing can enable investment in technology and repayments can even be aligned to cost savings to smooth your cashflow.
Types of financing
While there are many possible structures and variants that can be arranged, the financing solutions that can be offered broadly fit into the following three categories:
- Managed Service Financing: A fixed charge over a number of years covers the refresh/upgrade and ongoing support and maintenance of your asset base. Managed service contracts provide an outsourced solution and, depending on the exact structure, this type of financing may be recognised off balance-sheet.
- Operating Leases: The cost of the asset is spread over a number of years with the lender typically taking a residual value position on the asset. This currently allows financing to be recognised off balance-sheet.
- Finance Leases: The cost of the asset is spread over a number of years but the lender does not take a residual value interest in the asset. This is usually reflected by higher lease payments than an operating lease and the asset and lease liabilities are reflected on the balance sheet.
If you would like to discuss financing opportunities further, please contact us at email@example.com or by phone on 0800 783 7761 – we’d be delighted to speak to you.